Showing posts with label United Kingdom. Show all posts
Showing posts with label United Kingdom. Show all posts

Thursday, June 23, 2016

Understanding UK Phone Charges

TPO plans do have additional charges we can incur even though they are unlimited. The details can be found here.

The short answer is: 

1. Don't text or call out of country. Use Skype instead.
2. Do not call any numbers starting with 084, 087, 09, or 118. There are sometimes a 03 alternative to the 08 numbers. You can call those. If you must call them, then use our BT home phone. These is usually to call banks, travel services, government departments, to vote in a competition or to ring directory enquiries. For example Holiday Inn and P&O.
3. Don't send MMS to anyone. They are 25p each. Use email or Facebook, etc instead. 
4. Safe numbers: 01 / 02 are for landlines. Mobile are (07). 03 are alternatives to 084/087 and don't cost. 0800 / 0808 are free from mobile or landline


If you still aren't sure if a number cost to call it. Use this link to check.

You can also search for alternative numbers here.


Here is the BT calling rates.
Here are the rules for calling in the UK

NOTE: Some of this info is specific to TPO mobile carrier like MMS charge. But the rest is applicable to everyone in the UK.

Wednesday, February 10, 2016

Which is riskier: The 5-in-1 vaccine or the diseases it is meant to prevent

What

The 5-in-1 Pediacel vaccine protects against: diphtheriatetanuswhooping cough (pertussis)polio, and Hib (Haemophilus influenzae type b)  Ref

Descriptions below per Ref
Diphtheria is a serious, potentially fatal, disease that usually begins with a sore throat and can quickly develop to severe breathing problems. It can damage the heart and nervous system. Diphtheria spreads through close contact with an infected person.
Tetanus is a very rare and painful and potentially deadly disease that affects the muscles and can cause breathing problems. It is caused by bacteria found in soil and manure, which can get into the body through open cuts or burns.Caused by bacteria commonly found in soil and manure and enter through a wound (cuts, scrapes, burns, bites, piercings, etc) Most commonly caused by deep wounds, but can be from minor wounds as well. Treatment is tetanus immunoglobulin (contains antibodies that kill the tetanus bacteria), antibiotics and when necessary ventilator/feeding tube.
Whooping cough, known medically as pertussis, is a disease that can cause spells of severe coughing and choking, making it hard to breathe. It lasts for up to 10 weeks. It's not usually serious in older children, but it can be very serious or even fatal in babies under the age of one.
Polio is a virus that attacks the nervous system and can permanently paralyse the muscles in the arms and legs. If it affects the chest muscles, it can kill.
The Hib bacteria can cause a number of serious diseases, including epiglottitis (a severe form of croup) or meningitis.


When

Given on three separate occasions, when babies are two, three and four months old. Ref

Ingredients

Inactivated (not live) virus
Ref

Common Side Effects

  • Irritable afterwards
  • Minor or short-lived redness and swelling at the injection site


More than one in 10 babies who have the vaccine experience:

  • pain, redness and swelling at the injection site
  • irritability and increased crying
  • being off-colour or having a fever


Rare: Between one in 1,000 and one in 10,000 babies given the vaccine experience:

  • febrile convulsions (fits)
  • floppiness


Very Rare: Fewer than one baby in 10,000 given the vaccine experience:

  • high fever (more than 40.5°C)
  • unusual high-pitched or inconsolable crying
Extremely Rare: Fewer than 1 in 100,000


  • Severe allergic reaction (anaphylaxis)


Risk of getting diseases if not vaccinated

Diphtheria

Since 2010, there have been only 20 recorded cases of diphtheria in England (out of 53.9 million in mid-2013 Ref) and Wales (out of 3.1 million in mid-2013 Ref), and one death. Ref.

This means that there is a 20 in 53.9 million chance of getting diphtheria in England right now. This means on average from 2010 to 2015 (5 years) there were 20 recorded cases and this equals 4 cases a year.This also means that in a given year there is only 4 in 53.9 million (or 1 in 13,475,000) chance of getting diphtheria each year.. If put in the perspective of the vaccine side effects, it is 134 times LESS likely that your baby will get diphtheria than experience the extremely rare anaphylaxis. That means in 134 years the risks of getting the actual disease diphtheria will equal that of the most rare side effect of one dose of vaccine (you will actually need three though, but I won't bother with that added risk since it is so small in comparison).

About 10 percent of cases are fatal. In those cases, by the time the victims seek treatment (antitoxin) the disease had done too much damage. This means that 10% of 4 are fatal and equals .4 people in all of England statistically may die from diphtheria each year. That is in line with the stats from the Public Health England that say zero per year. Ref.

Conclusion on Diphtheria
If you don't care about herd immunity and you want to play by the number, then really there really isn't much reason to vaccinate for Diphtheria. Statistically you are far safer in the UK to not get the vaccination.




Tetanus

 In 2013, there were only 7 recorded cases of tetanus in England and Wales, and no deaths. Most (not all) cases occur in people who were never vaccinated or partially vaccinated for the condition. In the UK, 1 in 7 to 10 people who develop tetanus will die from the condition. Using 2013 as reference that means that one person would have statistically died, but didn't. Ref Given that the population of England (53.9 million in mid-2013 Ref) and Wales (3.1 million in mid-2013 Ref) is 57 million total people in Wales and England. This means that 7 out 57 million (or 1 in 8.1 million)  got the tetanus (an none died, but 1 statistically should have). The chance rarest side effect (anaphylaxis) of the vaccine itself is 1 in 100,000 for each dose. There are 5 doses of the vaccination needed. This means the total risk of the vaccination is at least 1 out of 100,000 (if we ignore addition risk of getting multiple doses). This means it is 280 times likely of suffering from the most common side effect of vaccine than getting a case of tetanus. The worst cases of the disease are worse probably though, so maybe it could be worth it given that both are extremely rare to have severe issues.

Conclusion of Tetanus
It can't be passed from person to person, so herd immunity isn't really a factor. Just looking at the the numbers, then really there really isn't much reason to vaccinate for Tetanus. Statistically you are far safer in the UK to not get the vaccination if you assume the side effects of the vaccine and the cost likely case of the disease are equally as bad. The worst cases of the disease are worse probably though, so maybe it could be worth it given that both are extremely rare to have severe issues.



Whooping cough is a cyclical disease with the number of cases thought to peak every three to four years. An outbreak of whooping cough in 2012 meant 9,711 cases were confirmed in England and Wales compared to 4,835 confirmed cases in 2013.
The overall increase in the number of cases of whooping cough is thought to be related to heightened awareness of the disease and more cases being reported. Ref


Deadly 5-in-1 Vaccine Kills At Least Eight Infants


---- Stopping analysis...
I give up trying to compare the risks. This is too big of a job and the data just isn't widely available for the risks on either side. In fact, the risk of getting a disease is greatly influenced by proximity to the outbreak. In the end I think getting vaccinated isn't a bad thing. My toddler is likely to experience some level of discomfort from the vaccines. Hopefully not too bad. If there is an outbreak the chances of getting a disease can increase significantly. This is the biggest risk that can't be quantified easily. Next there is the worry of not doing anything and she gets a disease. How do I accept that. On the other hand I have to accept that if I do vaccinate I am directly bringing some "harm" to my daughter, but hopefully very minor. There is no easy decision. I really don't know what to do. My wife doesn't think she can live with herself if our daughter gets a disease and we didn't vaccinate. I guess that is a reason to vaccinate. In the end, I'm tired of using logic to defend myself. No one I talk to has spent the time researching the issues unless they are not vaccinating. Weird. I guess the next step is to figure out what the doctor suggests as a catch up schedule, and then see how I feel about it.

Friday, November 27, 2015

UK Cooking conversions from US to UK measurements

UK is known as Imperial
1 US teaspoon = .83 UK teaspoon
1 US tablespon = .83 UK tablespoon
1 US fluid ounce = 1.04 UK fluid ounce
1 US cup = .845 UK cup

Google has AWESOME converters. UK is shown as imperial typically in the drop down list. To access it just do a search for something like: "1 us tsp in uk tsp"

Monday, August 10, 2015

US citizen living in the UK (on a spouse visa) for a US company

Below are some links and information on how a US citizen can live in the UK on a spouse visa AND work for a US company.

US Tax Guide for Americans Living in the UK
Foreign Earned Income and Housing: Exclusion – Deduction (IRS Document)
US citizen living in UK, working for US company - forum discussion on the issue that seems to conclude that a US citizen can live in the UK on a spousal visa and work for a US company. It appears the best choice is to have a US company to UK company (customer/vendor) relationship, but it is not clear if this is required. The setting up of a UK company is roughly the same process (and similar structures) as setting up a company in the US. The US / UK tax treaty says that you would need to opt out of US Social Security in the US, even if you are already paying NI – this is not automatic. To opt out you would need to visit the Social Security website at www.ssa.gov. It is not clear if it is acceptable to be in a relationship (1099) that is between you (in the UK) and US company though. This would be easier. It doesn't appear that a W2 relationship is allowed, but it may be.
Tax Advisor for Information Technology Consultants
Immigration Rules

Saturday, July 04, 2015

How to find a Safe Sunscreen

Like anything that is considered unsafe, there is someone that will say that it is safe.

Issues to consider:
  • Will the chemical penetrate skin and reach living tissues?
  • Will it disrupt the hormone system?
  • Can it affect the reproductive and thyroid systems and, in the case of fetal or childhood exposure, permanently alter reproductive development or behavior?
  • Can it cause a skin allergy?
  • What if it is inhaled?
  • Other toxicity concerns?


If you want to error on the side of it is safe until considered safe by all, then try to avoid the ingredients below when buying sunscreen.


  • Retinyl Palmitate - not required; it just is thought to reduce signs of aging and has been linked to skin cancer.
  • Oxybenzone - a common UV filter that has been shown to interact with hormones when fed to animals in large amounts (much greater than sun screen contains). Avoid this because it readily pentrates the skin.
  • Octinoxate (Octylmethoxycinnamate) - Hormone-like activity; reproductive system, thyroid and behavioral alterations in animal studies.
  • Nano-particles - Zinc oxide and titanium dioxide are mineral based sunscreens that provide broad-spectrum protection. If the particles have been shrunk to micro or nano-particles so that they no longer leave a white color then they may not be safe anymore. They are thought to possibly enter the body an cause cancer, but more information is needed. To keep it safe, it is best to buy sunscreen that says "non-nano-particles". If it stays on as white then it should be safer as it is not likely using nano-particles. Labelling is not required.
  • Titanium Dioxide - concerns if inhaled, so buy choose topical application, not a spray.
  • Zinc Oxide - concerns if inhaled, so buy choose topical application, not a spray. Skin penetration, but in very small number amount (.01%).
  • SPF 15 - It doesn't provide protection against skin cancer, but does from sunburn. It is recommended to use SPF 30. SPF 50 may be used as well, but some believe it is not necessary. Also, beware the higher the SPF may also mean higher concentration of harmful chemicals.
  • Homosalate - Disrupts estrogen, androgen and progesterone
  • 4-methylbenzidyl camphor - used in Europe and under petition for use in the U.S. is a hormone disruptor.
  • methylisothiazolinone, or MI - a preservative and inactive ingredient. It is a major allergen.
More ingredients to understand
  • Avobenzone -best chemical filter for UVA. Relatively high rates of allergies
  • Mexoryl SX - skin penetration. Currently not fda approved
  • Octisalate - skin penetration
  • Octocrylene - skin penetration
Summary
"Zinc oxide is EWG’s first choice for sun protection. It is stable in sunlight and can provide greater protection from UVA rays than titanium oxide or any other sunscreen chemical approved in the U.S."

To find the product you want use the advance search on http://www.ewg.org. They have rated by ingredients tons of sunscreens. I found this site so valuable when deciding on sunscreens.

I found Badger products such as Badger Sunscreen Cream, Unscented, SPF 30 to be a good product that can be found on Amazon for the US and UK. There is also a sport version called Badger Sport Sunscreen Cream, Unscented, SPF 35. It can be found on Amazon for UK and US.

References:
Sunscreen Safety: What to Know
The Trouble With Sunscreen Chemicals

Friday, July 03, 2015

Wednesday, May 27, 2015

Eating Organically in Cornwall

If you are looking for organic fruits, vegetables, and meats in Cornwall, UK there are options for eating organically.

More information on why you should choose UK Organics

Local

One option is Tesco. They do have some organic food, but much more on Tesco online. If you already shop at Tesco or need something around the corner this may be a good option.

List of Health food stores in Cornwall - here you'll find a list fo health food stores in Cornwall that have at least some organic food.

Trevaskis Farm - a very small part of their farm is organic, but their restaurant is supposed to be organic as well.

Delivered Boxes

There are so many options for online. I think the delivered boxes are a great way to save some money and it is very convenient. Some even let you decide what you want or don't want for each box.





Abel and Cole - selection of organic and non-organic foods (meat, veggies, fruits). Order the specific food or schedule boxes of food you can customize. You can also pause a scheduled box anytime. Each box can be customized with what you like more of or don't want. I really like how flexible this site is. They also focus on sustainable farming.

Riverford Organic farms - Appears you can't cusomize much and appears to offer lots of types of boxes. Food is local and regional farmers.

Real Foods  - organic foods as well, but not delivery boxes. They do however offer bulk discounts. They are more of an online grocery store. They also have baby care, beauty, supplements, etc.

Planet Organic - much like Real Foods, but they also add household products such as cleaners, etc.